Introduction

These Terms and Conditions (the “Agreement”) are applicable to the: (i) web pages, (ii) services, (iii) content and (iv) agreements (collectively referred to as the “Services”) provided by us through our website www.madarainvest.com. The content and information included in these Services are provided by us and our third party suppliers (collectively referred to as the “Information Providers”). These Services are made available by us subject to the terms and conditions stated below.

Agreement

By using the Services, you are indicating your consent to be bound by the terms of this Agreement. If you do not agree, you must not access the Services and should immediately discontinue your use of the Services.

By continuing to use this site you consent to all the information provided to you in English language (including marketing and other material).

Further, by continuing to use the site you consent that the information provided via the site is in a medium, considered as ‘durable medium’, and you agree that due to the nature of the services we offer (i.e. online services) information found online is considered as being in durable form.

Use of the Services

The Services are intended for your personal, non-commercial use only.

By using the above-mentioned Services provided by us, you acknowledge and agree that:

1. It is prohibited to use, store, reproduce, display, modify, sell, publish and distribute the Services without our prior written permission.

2. We reserve all rights of Intellectual and commercial property (including patents, trademarks, copyrights, industrial designs, know-how, trade secrets, trade names, logos, designs, symbols, slogans and other advertising materials, in all forms whether or not registered) relating to the Services.

3. You shall not use the Services for any unlawful or unauthorized purpose.

4. The use of the Services require skill and judgment, and that you shall at all times use the services entirely and only on your own account and at your personal risk.

5. You are responsible for every statement, act made and acts of omission that occurs in violation of the present Agreement while your user identification name (or “username”) and password are being used. You are responsible for protecting and securing your username and password from unauthorized use and disclosure.

6. The fact that we have made the Services available to you constitutes neither a recommendation to enter into a particular transaction nor a representation that any product described on the website is suitable or appropriate for you. You should not enter into any transactions unless you have fully understood all risks and have independently determined that such transactions are appropriate for you.

There are other terms that may apply to you

The following terms of use also apply when using our site:

• Our Privacy Policy sets out the terms on which we process any personal data that is collected from you and/or provided to us. By using our site you consent to such processing and you guarantee that all data provided by you is accurate.

• Our Cookies Policy sets out information about the cookies on our site.

We may make changes to these terms

We may amend these terms from time to time. Every time you wish to use our site please check these terms to ensure you understand the terms that apply at that particular time.

Who we are and how to contact us

Our site is owned and operated by Madara Invest (‘we’, ‘us’, ‘ours’).

For more information on how to contact us: visit Contact Us page on our website.

Intellectual Property

Any third party intellectual property used by us in the content of our website should not be interpreted as meaning that the third party owner is in any way affiliated with us or with our business.

Apple, the Apple logo, iPod, iPad, iPod touch, and iTunes are trademarks of Apple Inc, registered in the US and other countries. iPhone is a trademark of Apple Inc. App Store is a service mark of Apple Inc.

Android is a trademark of Google Inc.

We also have rights in our domain name and you shall not create or use any domain name, which contains the same words or identically similar words to our domain name.

Additionally, all content on our site is copyrighted. No information or content on this site may be reproduced, adapted, uploaded to a third party, linked, distributed or transmitted in any form or manner.

How you may use material on our site

Our site contains both public and client areas.

You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way and you must not use any information or material found on the site in any way. Material on our site is intellectual property belonging to us and you have no right on any such material.

You must not use any part of the content on our site for commercial or any other purpose without obtaining a licence from us or our licensors.

If you print off, copy or download any part of our site in breach of these terms of use we may take the respective action as we deem appropriate.

Do not rely on information on this site

The content on our site is provided for general information only. It is not intended for advice on which you should rely on. Please obtain professional or specialist advice before taking or refraining from any action on the basis of the content on our site.

Although we make reasonable efforts to update the information on our site we do not guarantee that the content on our site is accurate, complete or up to date.

Rules about linking to our site

You must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists.

You must not establish a link to our site in any website.

Our site must not be framed on any other site, nor may you create a link to any part of our site.

You must not use our domain name or part of it for any use which is not authorised by Madara Invest.

If you wish to link to or make any use of content on our site other than that set out above, please contact us.

Notices

We may send notices to the email address provided to us by you or to the website messages section. It is your responsibility to ensure that you notify us of any change to your email address. Any notice sent by us to your email address or to the messages section of the website shall be deemed to have been delivered at the time of sending.

Unsubscription from Email Notifications

If you no longer want to receive email notifications from www.madarainvest.com, you can easily unsubscribe by sending us an email with text “Unsubscribe”.

Disclaimer and limitation of liability

The content and information included in our Services are provided by us and our third party suppliers (information providers, for example). Our Services are not intended to provide tax, legal or investment advice, and nothing on the website should be construed as a recommendation. We will not be liable in any way for any loss or damage resulting from actions prompted by the content of our Services, or for any loss resulting from the sale or purchase of any financial instrument, or any other matter.

You must keep your account details safe

If you choose or you are provided with a user name, password or any other piece of information as part of our security procedures you must treat such information as confidential. You must not disclose it to any third party.

We have the right to disable any user name/id or password whether chosen by you or allocated by us, at any time, if in our reasonable opinion you have failed to comply with any of the provisions of these terms and conditions or by our own discretion at any time.

If you know or suspect that anyone other than you knows your user name/id or password you must promptly notify us.

Our responsibility for loss or damage suffered by you

To the maximum extent permitted by law, we will not be liable in any way for any loss or damage suffered by you through the use or access to our site or our failure to provide this site.

We will not be liable to you for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable arising under or in connection with the:

• use or inability to use our site; or

• use or reliance on any content displayed on our site.

Feedback and Testimonials

If you submit a feedback to us through the chat form or through other similar means to inform us how our product or services have worked for you, we shall have the right to use that feedback to improve our business processes. You have no right to any intellectual property with regard to any modification, amendment or improvement based on this feedback.

We may publish any testimonial submitted to us via our live chat or another similar manner and hereby you agree that we may publish your testimonial, together with your name and country, on this website and on any successor website that we may operate from time to time. You grant us a worldwide, unrestricted, irrevocable and unlimited right to use, reproduce, publish, distribute, display, translate and adapt such testimonial (in whole or part) and/or to incorporate it in other works in any form or media, at our sole discretion.

We are not responsible for viruses and you must not infect our site

We do not guarantee that our site will be secure or free from bugs or viruses nor that our site is fit for a purpose.

You are responsible for configuring your information technology, computer programmes and platform to access our site. You should use your own virus protection software.

You must not misuse our site by knowingly introducing viruses, trojans, worms, logic bombs or other material that is malicious or technologically harmful. You must not attempt to gain unauthorised access to our site, the server on which our site is stored or any server, computer or database connected to our site. You must not attack our site via a denial-of-service attack or a distributed denial-of service attack. By breaching this provision, you may commit a criminal offence under applicable legislation. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our site will cease immediately.

Which country’s laws apply to any disputes?

These terms are governed by and construed in accordance with the laws of England and Wales, and shall be subject to the exclusive jurisdiction of the courts of England and Wales.

We may suspend or withdraw our site

Our site is made available free of charge.

We do not guarantee that our site (including any content and links) will always be available or uninterrupted. We may suspend, withdraw or restrict the availability of our site or a part of it for business, operational or other reasons. We will try to give you reasonable notice of any suspension or withdrawal.

Any person accessing our site shall be made aware of these terms of use and other applicable terms and conditions.

Amendments

While we have made best efforts to ensure the accuracy of the information on this site the information given on the site is subject to change without any notice. We reserve the right to modify these terms at any time by publishing revised terms of this information. We will not notify anyone and the applicable version will be the most up-to-date one.

Severability

If all or part of a provision of these terms is deemed void, unenforceable or illegal by a court of competent jurisdiction then the remainder of the terms and conditions will have full force and effect and the validity or enforceability of that provision in any other jurisdiction shall not be affected.

Miscellaneous

Pursuant to this Agreement and by using the Services, you acknowledge and agree that we, in the interest of security, reserve the right to record all telephone conversations, internet conversations (including chats), and any meetings between you and us.

Termination

We have the right to terminate your use of this website if we determine in our sole discretion that you have breached the terms and conditions.